State pension calculations have revealed a stark disparity in how much state pension people receive depending on where they live in the UK due to large variations in life expectancy.

This means that people who live in regions with a higher life expectancy will receive substantially more in payments as they have longer lifespans.

The state pension age currently stands at 66 for both men and women but will rise to 67 between April 2026 and April 2028.

Analysts at Standard Life compared the age at 67 with life expectancy figures for men and women across different UK regions, to work out how much people would get.

Women in the prosperous London borough of Kensington and Chelsea boast the highest life expectancy at over 86 years, while men in Blackpool face the shortest lifespans at just over 73 years.

This means women in Kensington and Chelsea receive nearly 20 years of state pension payments compared to men in Blackpool who collect just over six years' worth.

In Richmond borough men are believed to receive on average 15.48 years while women are suspected to get 19.27 years.

With the full new state pension expected to rise to £241.30 weekly or £12,547 annually, this creates a payment difference of more than £165,000.

Catherine Foot, director of the Standard Life Centre for the Future of Retirement, told Surrey Live: "While raising the state pension age further and faster than currently planned would impact everyone, it's clear that the impact wouldn't be felt equally, given the wide variations we see in life expectancy across the country.

"What's more, in some parts of the UK, people are more likely to stop working earlier due to health conditions, disabilities or caring responsibilities - meaning they may struggle to reach the age at which the benefit becomes available.

"These structural inequalities deserve close attention in the current Independent Review of the State Pension Age and future policy debates that follow it."

The state pension age is scheduled to rise to 68 between 2044 and 2046. A previous review of the policy had recommended accelerating the timeline for this increase.